Interactive Mortgage Tool

Calculate the full cost of a home loan.

Enter your loan details to estimate the periodic payment, total interest paid, payoff date, and the complete amortisation schedule across the life of the mortgage.

Includes Monthly, fortnightly, or weekly repayments

Outputs Amortisation table and loan totals

Loan Inputs

Adjust the assumptions and calculate instantly.

Periodic payment $0.00 Base repayment amount excluding closing costs and taxes.

Total interest $0.00 Total interest paid across the full life of the loan.

Total paid $0.00 Principal plus all interest and extra periodic payments.

Payoff date - Projected final repayment date based on current assumptions.

Loan Balance Over Time

Tracks how the outstanding balance declines until the mortgage is fully repaid.

Principal vs Interest Mix

Shows how each payment gradually shifts from mostly interest to mostly principal.

Amortisation Schedule

Each row shows how every payment is split between interest and principal.

Period	Date	Payment	Principal	Interest	Extra	Total Interest	Balance

This calculator is for estimation purposes and does not include lender fees, taxes, insurance, or rate changes over time.